As someone without parents I immediately thought what kind of job pays enough to pay all your bills and rent. Then realized you probably aren’t paying the starting rate of thousands of dollars each month to parents?

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Yeah that one is very conditional. 3 hours where? 1 second isn’t survivable in some places while others you could live exposed in the open for a lifetime.

It does make sense to prioritize shelter though if you are outside particularly in the winter or summer. Something to protect from wind or sun at least. Not difficult to find and avoiding frostbite, heatstroke is a priority.

Isn’t that if it is below a certain temperature and you had no shelter at all such as a bench, tarp, clothing, blanket, newspapers etc?