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Cake day: June 4th, 2023

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  • golden_zealot@lemmy.mltoA Boring Dystopia@lemmy.worldFucking leeches
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    20 hours ago

    An issue many people have with this is that the renter is gaining no equity and you are while you aren’t contributing production to society.

    This is true and I understand.

    There is however a government program in my country where people newly immigrated to the country who are renting can rapidly increase credit based on input from their landlord.

    While my tenant cannot gain equity as a result of this situation, I notified them of this program and they signed up, allowing me to increase their credit in this way.

    I am fully aware this is not a great trade-off regardless, but I wanted to do what I can because I recognize that any rental deal sucks. When I rented from a shit landlord, every day of my life felt like hell because my money went into a black hole from which there was little benefit. I was not even making enough/paying enough to make credit to get a mortgage at the time.

    In addition to this, my tenant wanted to try to set up their own business, and needed an address for the purposes of a business license, so I absolutely allowed them to use the condo’s address (whether or not I am legally required to - I did not even bother looking it up because I want to do everything in my power to help this person and their family out without bankrupting myself).

    I agree with you as well that selling to an investment firm/for-profit landlord would be worse, and that there has to be some systematic change. A world where one cannot profit from property is one I would want to live in, because if this were the case, I wouldn’t be in this situation in the first place.


  • golden_zealot@lemmy.mltoA Boring Dystopia@lemmy.worldFucking leeches
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    20 hours ago

    I would like to move back into my home when it is affordable, but these people are so wonderful that at whatever juncture I owned the property outright and was not paying mortgage, I would lower the cost of their rent to just the insurance cost if that happened, and allow them as much time as they required to find something that works for them before doing so. I know they would understand. I have been up-front about my situation with them from the very beginning because I am not a liar. I am incredibly fortunate to be afforded the potential ability to do such a thing, because my parents are not too concerned with the living situation. It would also bring me immense joy to only charge them $700 or $800 as rent if the mortgage were paid off, just to cover the insurance costs. It would bring me greater joy if I could charge them nothing without bankrupting myself.

    Like I said, I never want to exploit anyone. I just want to try to survive like anyone else, to keep what I have. If there are opportunities along the way to help other people, I would much rather that, and if it costs me an absolute zero, or occasionally a little into the negative at this point, that is fine by me. I would love to have these people live in my condo forever for the actual lowest possible cost, or to have their own fully owned home, but if I go bankrupt, the fucking bank or insurer will just take the condo away from both of us.

    Thank you for your opinion.


  • golden_zealot@lemmy.mltoA Boring Dystopia@lemmy.worldFucking leeches
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    20 hours ago

    In the case of the screenshot, absolutely.

    I have a question though, and I am curious about the perception here so please be honest as to what you think about my situation. (EDIT: I have received a few responses, and they are terribly informative of all of your perceptions. I want to thank you all for contributing your knowledge to my understanding, as I think by ingesting it, it has made me a better person. Thank you!)

    In my case, I own a condo. I worked my ass off doing technical shift work and my parents were fortunate enough in their lives to give me a gift of $20,000 dollars in my local currency to try to buy a home. I am floored. I never thought I would afford the opportunity to potentially own a home of any kind.

    I buy a small condo. Two bedrooms. One living room with an attached kitchen. The floors of the building are thin. I can hear my upstairs neighbors walking around and opening and closing doors and drawers at all hours. The insulation is bad, it is cold in winter and hot in summer. I am happy. I have a roof over my head, and I answer to no one for the walls, the fixtures, the plumbing.

    I lose my job because the business I worked for fucked up and lost some clients. Because of the lack of cash flow, I and many others are laid off.

    I hold on for as long as I can but eventually the cost of mortgage, insurance, groceries add up. I go on unemployment insurance. The economy is fucked because of covid, no one hires me for a year and 6 months.

    My unemployment insurance runs out after having submitted 4 resumes daily this entire time, maintaining a log of them for the government EI program.

    When I only have a couple thousand dollars left in my bank account, if I want to keep the ownership of my home, I have to move in with my parents again and rent my condo out to keep it at all. My dream of being able to just exist in a home I own is at stake.

    The government EI program calls me in for questioning to insure I am a legitimate case. I feel some of the most stress and fear I have ever felt. Logically I know that I have been doing everything I can, but somehow I still feel guilty for having to take advantage of it. I perform the interview, I bring a document detailing the URLs, Descriptions, Dates, everything of every job I have been applying to. The interviewer shows shock on her face. I get the impression that the level of detail I have been maintaining is uncommon. They let me leave without incident.

    For rent I charge the exact amount that I have to charge to cover mortgage and insurance, legally required, to maintain my the ownership of my home and nothing more, no profits. I have lived under abusive land lords before and the way they operate disgusts me. I will never be that, I would die before I let myself become that.

    A Ukrainian family, Husband and Wife with their 3 year old Daughter are the first to apply. I discuss the property and their lives with them and they are some of the strongest, most responsible, wonderful people I have met in my life who came to my country to escape the situation in theirs. I accept them as my tenants immediately because I recognize how absurdly lucky I am to have these people living in my home, given how smart, how responsible, how kind they are. I promise to myself that at the first opportunity, I will show them the same kindness.

    I finally find a job, even though it doesn’t pay much, and begin reducing the cost of their rent because I can finally afford it. I begin paying rent to my parents because they are owed that. My bank account begins saving about $100 a month in case I have an emergency I need to cover.

    The interest rates lower and condos begin to become cheaper. I intend to lower the cost of the rent based on this when my tenants renew the lease.

    This is the last 5 years of my life.

    Am I a leech?






  • The problem with Element as it compares to discord in my experience of showing it to discord-heavy users is that it does not contain the feature set that they are seeking.

    Discords roles and permissions abilities, multiple channel types, streaming capabilities, public bots that are easily joinable, profile customization features, moderation capabilities, and more have no real equivalent in Matrix/element. Hence, when I have shown it to discord users before, they have 0 interest in using it because for them it is like reverting to an IRC.





  • Yea, I have to use windows at work presently and I hate every second of fighting with it.

    Windows doesn’t even have a fully functional implementation of focusing windows on hover, a common feature of any Linux system WM I have ever used. There is a setting to do this in Windows accessibility settings, and it’s true, it DOES change focus on hover; but it DOESN’T change the functionality of foreground windows getting pushed behind those windows, making it pretty much pointless, and actually more annoying to use.

    Also just the performance is such shit, probably because it’s now designed to be doing hundreds of unnecessary telemetry tasks at all time on the back end. Also what the fuck is with every piece of Windows software configuring itself to run on boot or as a service? So incredibly annoying.